SAN DIEGO, Dec. 1, 2013 /PRNewswire-iReach/ -- Blue Loan Services is a full service mortgage company that has been helping residents of California to find the best loan products and home loan rates for many years. The company, headed by the father and son team Robert and Brandon Blue, has been dedicated to serving its customers with honesty, integrity and competence. The Blue Loan Services team of mortgage professionals operates with the goal to provide home loans to its clients while providing them with the lowest wholesale interest rates and closing costs possible. The company's recent addition of lenders specializing in VA loans now enables Blue Loan Services to provide these very beneficial loans to those who have served, or still serve, in the United States armed forces. The company's website, BlueLoanServices.com, now also offers a helpful VA loan Q & A section which can help new VA borrowers to better understand the loan program and its benefits.

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The website starts off by explaining: "The VA Loan began in 1944 through the original Servicemen's Readjustment Act, also known as the GI Bill of Rights. The GI Bill was signed into law by President Franklin D. Roosevelt and provided veterans with a federally guaranteed home with no down payment. This feature was designed to provide housing and assistance for veterans and their families, and the dream of home ownership became a reality for millions of veterans. VA guaranteed loans are made by private lenders, such as banks, savings & loans, or mortgage companies to eligible veterans for the purchase of a home, which must be for their own personal occupancy. The guaranty means the lender is protected against loss if you or a later owner fails to repay the loan. The guaranty replaces the protection the lender normally receives by requiring a down payment allowing you to obtain favorable financing terms."

Blue Loan Services then goes on to answer the questions:

Who is eligible for a VA Loan?What type of home can I buy with a VA loan?How do I apply for a VA guaranteed loan?If I already have one VA loan, can I get another one?What are the negatives of a VA loan?And – What are the benefits of a VA loan?

This helpful question and answer format provides information that the borrower will need to decide if a VA loan is the best option (which is usually the case for those who are eligible for them) and what they need to do when applying for one. Once the borrower has a general idea of how the VA loan program works, they can contact Blue Loan Services to speak with an experienced loan officer who will help guide them through the steps to applying for a loan and getting it approved.

As U.S. Army veterans, themselves, both Robert and Brandon Blue understand how important it is for veterans to feel secure in a home that they can afford, where they can live comfortably and watch their families grow. The loan company is dedicated to help veterans claim their VA loan benefits so that they can attain this security.

With Blue Loan Services' connection to new VA specialized lenders, as well as their reputation for fast, professional and courteous service, veterans who choose to take advantage of their service will have the best chances of a quick and hassle free VA loan process and the lowest mortgage rate possible.

For more information on how Blue Loan Services can help California home loan borrowers get approved for their VA home purchase loan or refinance quickly, please visit BlueLoanServices.com or call 1-888-929-BLUE (2583) to speak with an experienced mortgage professional.

CA Dept of Real Estate -- Licensed Broker #01094374 NMLS #938365

Media Contact: Brandon Blue, Blue Loan Services, 1-888-929-BLUE (2583), blueloaninfo@gmail.com

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SOURCE Blue Loan Services